What is credit repair?
Credit repair is the process of identifying and disputing errors or inaccurate information on your credit reports with the goal of improving your credit score. This can involve working with credit bureaus, creditors, and collection agencies to correct or remove inaccurate, outdated, or unverifiable items.
How does your credit repair process work?
Our process includes:
*Free consultation – We evaluate your credit reports and goals.
*Credit audit – We identify questionable negative items affecting your score.
*Disputes – We file disputes with credit bureaus and creditors on your behalf.
*Follow-up & monitoring – We track responses and continue efforts to improve your credit.
What items can you help remove from my credit report?
We may be able to help with:
*Late payments
*Charge-offs
*Collections
*Bankruptcies
*Foreclosures
*Repossessions
*Inquiries
*Identity theft accounts
Note: We cannot remove accurate, current, and verifiable information.
How long does the credit repair process take?
Results can vary, but most clients begin to see changes within 30–60 days. On average, the credit repair process can take 3 to 6 months, depending on the complexity of the issues and responsiveness of the credit bureaus.
Is credit repair legal?
Yes. Under the Fair Credit Reporting Act (FCRA), you have the right to dispute any inaccurate or unverifiable information on your credit reports. We operate in full compliance with federal and state laws.
Can you guarantee an increase in my credit score?
No reputable credit repair company can guarantee specific results. However, we commit to using proven methods to dispute inaccurate information and help you take steps toward improving your credit health.
How much does your service cost?
We offer a variety of plans depending on your needs.
Pricing typically includes:
*One-time setup fee
*Monthly service fee
Please contact us for a customized quote.
Will using your services hurt my credit score?
No. Credit repair itself does not harm your credit. In fact, correcting errors may help improve your score over time.
Can I repair my credit myself?
Yes, you have the legal right to dispute errors on your own. However, many people find the process time-consuming and complicated. We offer professional expertise and experience to save you time and improve your chances of success.
What credit bureaus do you work with?
We work directly with the three major credit bureaus:
*Equifax
*Experian
*TransUnion
How do I get started?
Getting started is simple:
*Schedule your free consultation
*Provide your credit reports
*Sign up for a customized plan
*Begin your journey toward better credit!